In a previous post, we covered insurance riders, the add-ons that enhance and personalize your base insurance policy. Today we’ll talk about the most common riders in Life Insurance to help you understand the options at your disposal to customize your coverage. Waiver of Premium Rider This provision allows you to stop paying your Life…
Criminals and cybercriminals always take advantage of confusing situations to lure other people into their schemes. From phishing to fake charities, these are some tax-related scams you should be aware of. 1. Phishing One of the favorite tactics of cybercriminals is sending fake emails or links to websites that request personal information. In this regard,…
Did you request an extension to file your 2019 tax return? If the answer is “Yes”, then there’s an important date to keep in mind. Remember: people who requested an extension have until Thursday, October 15 to file their taxes. The original deadline was July 15, but taxpayers could request an extension as long as…
Today we would like about a type of insurance coverage every company should consider: Key Person Insurance. A key person is an employee who offers a crucial contribution to the success of a company. Think of a very talented salesperson or a CEO with unique expertise. If a key person or employee were to pass…
Popular beliefs are hard to dispel. If you doubt it, look no further than one of the questions insurance experts must answer more often: Does the color of a car determines auto insurance rates? The short answer is no. Contrary to what many people think, insuring a red car does not cost more than insuring,…
If you live in a place you rent, the building itself may be protected by your landlord’s insurance policy. But if you want to protect your belongings you would need a separate policy. More specifically, a Renters Insurance policy. Three Types of Protection A Renters Insurance policy offers three basic types of protection: Personal possessions,…
Term Life Insurance is one of the most basic types of Life Insurance. As its name indicates, this policy covers only a specific length of time that may be 5, 10 or 20 years depending on the carrier. This type of policy is the right alternative for most people. However, it may be particularly attractive…
With a vast number of people working from home during the COVID-19 pandemic, identity theft has become an even more pressing concern for both companies and individuals. From protecting your Social Security Number to the steps you must take to safely navigate the internet, here’s how to avoid identity theft during these peculiar times. Protect…
July 15, the deadline to file and pay your taxes has come and gone. Those who couldn’t file by that date had the option to make payment and request an extension. But what if for any reason you didn’t file and didn’t request an extension? Keep reading to discover what are the alternatives at your…
The deadline to file and pay your taxes was yesterday, July 15. This means that a lot of people are already waiting for their tax refund. If you are owed a refund, keep reading to discover some facts you should keep in mind. How to Track Your Refund Using the internet is the best alternative…