Do you have Earthquake Insurance? If the answer is “No” or “I don’t know,” then you should take the time to read three good reasons to purchase this type of insurance today.
A Smart Decision if You Live in an Area Susceptible to Earthquakes
Did you know that almost half of Americans are exposed to potentially damaging earthquakes? With this background in mind, it’s easy to see why earthquake insurance is so important, especially if you live in an area susceptible to quakes, like Southern California, where about 10,000 earthquakes occur each year, according to official statistics.
Your Homeowners Insurance Does NOT Include Earthquake Insurance
Not everyone knows that in most cases, homeowners, renters, and condo insurance does NOT cover earthquake damage. If you weren’t aware of this fact, this is a good time to sit down, read your policy carefully, and contact an insurance agent you trust to get the protection your home and your family deserve.
The Financial Consequences of an Earthquake Can Be Substantial
Needless to say, the financial consequences of an earthquake can prove devastating. Earthquake Insurance gives you the peace of mind that comes knowing that you can keep a roof over your head in case something unexpected occurs.
Most Earthquake Insurance policies include three basic coverages:
- Dwelling coverage: covers your home up to the limits stated in your policy.
- Personal property coverage: Includes possessions such as TVs, furniture, or computers.
- Additional living expenses: Helps pay for the costs of living somewhere else while your home is being repaired after an earthquake.
Looking for Earthquake Insurance? Contact the Experts at Delgado’s Insurance
If you are looking for assistance with boat insurance, life insurance, or any other type of insurance policy, contact our experts at Delgado’s Insurance. Our mission is to help you make sense of your options so that you can get insurance tailored to your needs.
We have locations in Riverside, California, and Bloomington, California. Contact us today by telephone (951-361-0084, 909-421-9003), email (mail@delgadosinsurance.com), or through our social media accounts (Facebook, Twitter) to get a free quote and learn more about our wide array of services