If your use a motorhome or travel trailer as your main residence, or if you drive one of those vehicles occasionally, then you need Recreational Vehicle Insurance, also known as RV Insurance. When it comes to motorhomes, you should at least have the state minimum coverage for liability. If you are towing a travel trailer,…
Running a business can be a complex, demanding task, and that’s why Business Owners Policy Insurance (BOP) exist. This policy offers a package of coverages to protect your business against the common risks, so your company can keep moving forward, no matter what happens. Two Primary Coverages A BOP policy comprises two basic coverages, liability…
Your car is one of your most expensive assets, so getting car insurance is an important (and smart) decision. From the place where you live to your personal profile, there are many factors that affect your car insurance premium. This guide will show you how a car insurance premium is calculated and what you can…
If you own a boat you want to make sure you have the best protection. After all, a boat is a substantial investment, and usually lenders and marinas ask you to carry insurance all year around. This essential guide will provide you with some basic concepts so you can explore the waters of Boat Insurance…
It’s a well-known fact: people sometimes forget to read the small print. But what about the text written in regular typography that you’re also supposed to read? Turns out that sometimes we forget about that, too. Your insurance policy has many sections that you must understand thoroughly in order to get a clear idea about…
Home insurance is very important, but it can also be very confusing for those who are not familiar with its specific terms. This brief guide will provide you with a basic glossary of words you need to master in order to navigate the world of home Insurance with more confidence. A note about how to…
When it comes to life insurance it’s important to have a policy that has been tailored to your needs and offers you peace of mind. That’s exactly what an insurance rider does, since in essence it’s an add-on that allows you to customize your life insurance policy. From return of premium to term conversion, below…
It is true that dog is man’s best friend, but some dogs are friendlier than others. There are some dog breeds that are so unfriendly that they can keep you from getting homeowners insurance. In many cases it’s the owners who are more responsible for a dog’s behavior than the dog, but unfortunately insurance companies just don’t want to…
For many of us, car insurance can be a quite simple and straightforward matter. You find an insurance company, you pay the premiums every month, forget about it and continue with your day to day life. Unfortunately, it isn’t as simple as that, and there are several car insurance facts that every policy owner should…
Every year, tax fraudsters attempt to trick unsuspecting taxpayers into sharing their personal information in order to steal it. During the last couple of years, tax identity theft and refund fraud have become very serious problems, affecting a large number of taxpayers and the IRS alike. Therefore, we must make sure that we do not…