In today’s blog, we will take a closer look at what comprehensive auto insurance, including what it covers and how it can help you hit the road with greater peace of mind. Keep reading to learn more!
What Does Comprehensive Auto Insurance Cover?
Comprehensive auto insurance covers a wide range of damages that are caused by something other than a collision. This may include theft, fire, vandalism, and weather-related events.
Even if comprehensive coverage isn’t required by California law, we strongly encourage you to consider this type of protection. As a rule of thumb, carrying insurance that is above the minimum required by law is a good way to protect not only your car, but also your family and your finances.
Beyond the Basics
Another important aspect of comprehensive auto insurance is that it protects against damage caused by weather events. If your car is damaged by hail or a fallen tree branch during a storm, comprehensive insurance can cover the cost of repairs. This coverage is particularly important in areas where hurricanes, tornadoes, or other natural disasters are common.
Comprehensive insurance can also protect you against other events such as:
- Falling objects. This can include anything from tree branches to items falling off a building or other structures.
- Civil Disturbances: This includes damage to your car from a riot or civil disturbance, which could include situations like widespread protests where multiple vehicles are damaged.
- Vandalism: If your vehicle is vandalized, comprehensive insurance can cover the cost of repairs.
Wrapping It Up
Comprehensive auto insurance is a must-have for any car owner. It provides protection against a wide range of damages that are not caused by accidents, including theft, vandalism, and weather-related events.
If you want to protect yourself against these types of incidents, it’s important to consider adding comprehensive coverage to your auto insurance policy. Do your research, compare coverage options, and find the insurance policy that best fits your needs.
To learn more about auto insurance, read our previous blogs “Does Auto Insurance Cover Theft?” and “Does Auto Insurance Cover Hail Damage?”
Delgado’s Insurance: Dependable Insurance in California
If you need dependable and affordable insurance in the Golden State, look no further than Delgado’s Insurance.
We have locations in Riverside, California, and Bloomington, California. Get in touch today by telephone (951-361-0084, 909-421-9003), email (mail@delgadosinsurance.com), or through our social media accounts (Facebook, Twitter)!
