As with any other type of insurance, Recreational Vehicle (RV) insurance is essential to your peace of mind, but you also want to pay a fair price for it. Here are five tips to save on your RV insurance so you can hit the road the confidence.
1. Storage Matters
Storing your RV in a safe place can help you lower your insurance premiums. If your RV is outside all the time, the elements may damage it significatively. Conversely, storing it reduces this type of risk, resulting in more favorable rates. Find a secure facility to store your RV when not in use or during the off-season.
2. Multi-Policy Discounts
If you already have a policy with an insurance company (for example, homeowners’ insurance or boat insurance), you may qualify for a multi-policy discount on your RV insurance. This same principle applies to other types of insurance, so it’s worth keeping in mind!
3. Maintain a Good Driving Record
As with your auto insurance, keeping your driving record free of accidents or violations may help you lower your RV insurance rates.
4. Occasional vs. Full Time
How you use your RV also impacts how much you pay for insurance. Someone who drives their RV many months every year, will have to pay higher premiums than someone who drives it only occasionally and is exposed to hazards on a less frequent basis.
5. Just Ask!
Finally, when you take out insurance for your RV, make sure to ask what discounts you are eligible for. Every company and every client are different, and your unique situation may make you qualify for a special discount.
More Insurance Tips
Want to learn more about insurance? these are some previous posts you can check out for more tips and ideas.
- Use these four tips to save on Car Insurance
- 4 Tips for driving safely during the holidays
- What are the most common life insurance riders?
- Renters Insurance: Everything you need to know
- Avoid these common Boat Insurance myths.
- 10 Essential Home Insurance terms
Contact the Experts in RV Insurance at Delgado’s Insurance
Looking for RV insurance in Bloomington, Riverside, or anywhere in California? at Delgado’s Insurance, we can help you find a policy customized to your needs.
We have locations in Riverside, California, and Bloomington, California. Contact us today by telephone (951-361-0084, 909-421-9003), email, or through our social media accounts to get a free quote and learn more about our services.