It’s a well-known fact: people sometimes forget to read the small print. But what about the text written in regular typography that you’re also supposed to read? Turns out that sometimes we forget about that, too. Your insurance policy has many sections that you must understand thoroughly in order to get a clear idea about…
Home insurance is very important, but it can also be very confusing for those who are not familiar with its specific terms. This brief guide will provide you with a basic glossary of words you need to master in order to navigate the world of home Insurance with more confidence. A note about how to…
When it comes to life insurance it’s important to have a policy that has been tailored to your needs and offers you peace of mind. That’s exactly what an insurance rider does, since in essence it’s an add-on that allows you to customize your life insurance policy. From return of premium to term conversion, below…
It is true that dog is man’s best friend, but some dogs are friendlier than others. There are some dog breeds that are so unfriendly that they can keep you from getting homeowners insurance. In many cases it’s the owners who are more responsible for a dog’s behavior than the dog, but unfortunately insurance companies just don’t want to…
For many of us, car insurance can be a quite simple and straightforward matter. You find an insurance company, you pay the premiums every month, forget about it and continue with your day to day life. Unfortunately, it isn’t as simple as that, and there are several car insurance facts that every policy owner should…
Every year, tax fraudsters attempt to trick unsuspecting taxpayers into sharing their personal information in order to steal it. During the last couple of years, tax identity theft and refund fraud have become very serious problems, affecting a large number of taxpayers and the IRS alike. Therefore, we must make sure that we do not…
Road rage is an unfortunately common problem that both drivers and pedestrians must face on a daily basis. Learning to control road rage episodes is an important part of every driver’s road to safety. Even when it might sound easier said than done, we need to work hard to get over this aggressive behavior that…
We still have several months before our taxes are due on April 15th. Therefore, we still have plenty of time to start working on our income tax returns. Following this tax preparation checklist will help you get ready for this year’s return, ensuring you don’t miss any document or information. This includes having all your…
As the popular saying goes, it is always better to give than receive. When we make donations to charitable organizations, we never expect anything in return. However, charitable contribution deductions can apply towards your income tax return every year. There are several aspects to take into consideration, though, in order for our donations to be…
Having our own business comes with many different challenges and responsibilities and making sure we overcome all of them while remaining compliant with all our requirements can be tough at first. However, if we took the time to work on a business plan, we might already have a clear idea of the steps we need…