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Delgados Insurance Services
Delgados Insurance ServicesDelgados Insurance Services
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  • Home
  • About
  • Services
    • Insurances
      • Car Insurance
      • Home Insurance
      • Commercial Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat Insurance
      • Business Owner Policy (BOP)
    • DMV Services
    • Income Tax
  • Companies
  • Blog
  • Contact

Category Archives: Uncategorized

Renter? Here’s What Renter’s Insurance Covers (And Why It’s Super Cheap)

UncategorizedBy UNIKO Media GroupApril 13, 2025

If you’re renting a home or apartment, chances are you’ve heard of renter’s insurance. Maybe you’ve even thought about getting it but figured, “Why bother? It’s probably expensive, and I don’t own much anyway!” If that sounds like you, it’s time to debunk those myths. Renter’s insurance is not only affordable, but it’s also one…

What’s a Deductible? How This One Number Impacts Your Out-of-Pocket Costs

UncategorizedBy UNIKO Media GroupApril 8, 2025

When shopping for insurance, you’ve likely come across the term “deductible.” But what exactly does it mean, and why does it seem to play such a big role in your overall costs? Whether you’re a financial planner helping clients make informed decisions or someone new to buying insurance, understanding deductibles is key to choosing the…

What Type of Insurance Do I Actually Need? A Beginner’s Guide

UncategorizedBy UNIKO Media GroupApril 1, 2025

Navigating the world of insurance can feel overwhelming, especially if you’re just starting out. With so many options, from health insurance to renters insurance, how do you know which policies are must-haves and which you can skip? The truth is, insurance is all about protecting yourself and your future. The right coverage provides a safety…

Liability, Comprehensive, Collision—What Do These Even Mean?

UncategorizedBy UNIKO Media GroupMarch 25, 2025

Shopping for car insurance can feel overwhelming, especially when you come across terms like “liability,” “comprehensive,” and “collision.” What do they even mean? And more importantly, which one is right for you? If you’re a first-time buyer or just trying to make sense of insurance terms, you’re in the right place. This guide will break…

What Does Renters Insurance Actually Cover?

UncategorizedBy UNIKO Media GroupMarch 18, 2025

If you’re renting a home or an apartment, you’ve probably heard of renters insurance. But do you know what it actually covers? For many young adults and apartment dwellers, this essential protection often raises questions. Is it really worth the cost? Does it cover theft? What about natural disasters? This guide breaks down what renters…

Is Home Insurance Required? Spoiler: Sometimes, But Not Always

UncategorizedBy UNIKO Media GroupMarch 11, 2025

If you recently bought a home or are shopping for insurance coverage, you might be wondering, “Is home insurance really required?” The answer? It depends. There are situations where home insurance is mandatory and others where it’s optional. However, even when it’s not strictly required, having home insurance can be one of the smartest decisions…

Full Coverage vs. Liability Only: Which One’s Right for You?

UncategorizedBy UNIKO Media GroupMarch 4, 2025

Choosing car insurance can feel overwhelming, especially with terms like “full coverage” and “liability only” being thrown around. Whether you’re a seasoned car owner or a new driver trying to make sense of it all, getting the right coverage for your needs is crucial. This guide breaks down the key differences between full coverage and…

What Happens If You Drive Without Insurance? (Yes, It’s Bad)

UncategorizedBy UNIKO Media GroupFebruary 25, 2025

Driving is a responsibility, not just a convenience. If you’re a young adult, new driver, or car owner who’s weighing whether auto insurance is really necessary, the answer is simple: Yes. Driving without insurance isn’t just a bad idea—it’s illegal and comes with significant enforcement and personal consequences. This article breaks down the risks you…

How Does Life Insurance Actually Work? (And When Should You Get It?)

UncategorizedBy UNIKO Media GroupFebruary 18, 2025

Life insurance is one of those concepts that many people know about, but few truly understand until they’re faced with the question of whether or not they need it. It’s easy to push the topic aside when you’re young and healthy, but life insurance is a critical component of long-term financial planning. Whether you’re a…

Does Insurance Cover My Side Hustle? (Uber, Etsy, Photography, etc.)

UncategorizedBy UNIKO Media GroupFebruary 11, 2025

Your side hustle is your passion, your paycheck, and maybe even your potential future full-time career. Whether you’re driving for Uber, selling handmade goods on Etsy, or capturing candid moments as a freelance photographer, side hustles are a great way to earn extra income and pursue creative interests. But one question that lurks in the…

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