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Delgados Insurance Services
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  • Home
  • About
  • Services
    • Insurances
      • Car Insurance
      • Home Insurance
      • Commercial Insurance
      • Motorcycle Insurance
      • RV Insurance
      • Boat Insurance
      • Business Owner Policy (BOP)
    • DMV Services
    • Income Tax
  • Companies
  • Blog
  • Contact

Category Archives: Uncategorized

Photo of girl with backpack and notebook illustrates blog: "Education Tax Credits: What You Need to Know"

Education Tax Credits: What You Need to Know

UncategorizedBy UNIKO Media GroupMay 13, 2025

Slowly but surely, Tax Day 2022 is approaching. As you prepare to file your tax return, we encourage you to consider the American Opportunity Tax Credit (AOTC) and the Lifetime Learning Credit (LLC), two higher education credits that can reduce the amount of tax you owe. Education Tax Credits: What You Need to Know The…

Insurance Terms You Should Actually Understand Before You Sign Anything

UncategorizedBy UNIKO Media GroupMay 6, 2025

Navigating the world of insurance can be overwhelming, especially if this is your first experience purchasing a policy. With so much jargon and fine print, it’s easy to feel lost. However, understanding key insurance terms can save you money, simplify your decision-making, and ensure you’re fully covered when you need it most. We’ve broken down…

How Fast Can You Get Insurance? (Like, Can I Be Covered Today?)

UncategorizedBy UNIKO Media GroupApril 29, 2025

If you’re in the market for insurance, you might be wondering just how quickly you can get covered. Whether you just bought a car, started a new job, or need health coverage immediately, the good news is that some insurance policies can take effect much faster than you’d expect. But what does the process really…

What If My Car Gets Stolen—Will Insurance Pay Off My Loan?

UncategorizedBy UNIKO Media GroupApril 22, 2025

For many of us, owning a car is more than just a convenience; it’s a necessity. But what happens if your car is stolen while you’re still making payments on it? Will your insurance cover the cost of your loan? If you’ve found yourself wondering about this scenario, don’t worry—we’re here to break it down…

Term vs. Whole Life Insurance: Which Is Better for Your Family’s Future?

UncategorizedBy UNIKO Media GroupApril 15, 2025

When it comes to planning your family’s financial future, life insurance is one of the most important decisions you can make. But the question remains: Should you choose term life insurance or whole life insurance? Understanding the differences between these two popular types of insurance can help you protect your loved ones and ensure that…

Renter? Here’s What Renter’s Insurance Covers (And Why It’s Super Cheap)

UncategorizedBy UNIKO Media GroupApril 13, 2025

If you’re renting a home or apartment, chances are you’ve heard of renter’s insurance. Maybe you’ve even thought about getting it but figured, “Why bother? It’s probably expensive, and I don’t own much anyway!” If that sounds like you, it’s time to debunk those myths. Renter’s insurance is not only affordable, but it’s also one…

What’s a Deductible? How This One Number Impacts Your Out-of-Pocket Costs

UncategorizedBy UNIKO Media GroupApril 8, 2025

When shopping for insurance, you’ve likely come across the term “deductible.” But what exactly does it mean, and why does it seem to play such a big role in your overall costs? Whether you’re a financial planner helping clients make informed decisions or someone new to buying insurance, understanding deductibles is key to choosing the…

What Type of Insurance Do I Actually Need? A Beginner’s Guide

UncategorizedBy UNIKO Media GroupApril 1, 2025

Navigating the world of insurance can feel overwhelming, especially if you’re just starting out. With so many options, from health insurance to renters insurance, how do you know which policies are must-haves and which you can skip? The truth is, insurance is all about protecting yourself and your future. The right coverage provides a safety…

Liability, Comprehensive, Collision—What Do These Even Mean?

UncategorizedBy UNIKO Media GroupMarch 25, 2025

Shopping for car insurance can feel overwhelming, especially when you come across terms like “liability,” “comprehensive,” and “collision.” What do they even mean? And more importantly, which one is right for you? If you’re a first-time buyer or just trying to make sense of insurance terms, you’re in the right place. This guide will break…

What Does Renters Insurance Actually Cover?

UncategorizedBy UNIKO Media GroupMarch 18, 2025

If you’re renting a home or an apartment, you’ve probably heard of renters insurance. But do you know what it actually covers? For many young adults and apartment dwellers, this essential protection often raises questions. Is it really worth the cost? Does it cover theft? What about natural disasters? This guide breaks down what renters…

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