The prospect of hitting the open road, exploring new destinations, and enjoying the sense of freedom that comes with RV travel is very enticing. But before fueling up and hitting the road, it’s always essential to consider the risks involved. In this blog post, we’ll discuss whether getting RV insurance is a good idea. Follow along to read more!
Protect Yourself and Your RV With RV Insurance
While on the road, you and your RV are always susceptible to unforeseen events that could result in substantial financial losses.
Without RV insurance, you could be forced to pay out of pocket for damages caused by theft, accidents, natural disasters, and other hazards that may occur while you’re on the road.
RV insurance protects you, your family, and your RV from unexpected costs associated with such incidents.
Considering the above, getting RV insurance is, without a doubt, a wise move that can save you lots of money — and stress.
State Laws May Require RV Insurance
Most states require you to insure your RV before you hit the road. So if you’re planning to go on an extended trip or even a short one, make sure to check what laws apply.
For example, California law requires motorized RVs to have the same covering as any other personal vehicle, that is:
- $15,000 in bodily injury per person
- $30,000 in total bodily injury per accident
- $10,000 in property damage per accident
However (and we can’t stress this enough), the above are only minimum legal limits. Purchasing insurance that provides higher levels of protection is always advisable. Other RV coverages you should consider include:
- Comprehensive
- Collision
- Road assistance
- Replacement of personal effects
Peace of Mind
Even if you are careful on the road, RV travel always involves some level of risk.
Knowing that you have RV insurance is key to enjoying peace of mind while you’re on the road. With RV insurance, you are protected from unforeseen circumstances, allowing you to concentrate on making the most of your adventure without any worries.
To learn more about RV insurance, check out our previous blogs, “Is RV Insurance Required in California?” and “Does RV Insurance Cover Mold?“
Delgado’s Insurance: Dependable RV Insurance in California
If you need dependable and affordable insurance for your Recreational Vehicle in the Golden State, look no further than Delgado’s Insurance.
We have locations in Riverside, California, and Bloomington, California. Get in touch today by telephone (951-361-0084, 909-421-9003), email (mail@delgadosinsurance.com), or through our social media accounts (Facebook, Twitter)!
