When it comes to lowering your insurance premiums, increasing your deductibles is one of the most common strategies. However, before taking this decision you should weigh the pros and cons carefully. Here’s what you need to know. Is It a Good Idea to Increase my Insurance Deductible to Save Money? Your deductible is the amount…
Homeowners insurance is one of the smartest investments you can make to protect one of your most valuable assets. However, you always want to make sure you are paying a fair price. With that goal in mind, here are some ideas to help you save on homeowners insurance. Raise Your Deductible Regardless of the type…
Vehicles are among the most important assets for most businesses, so it makes sense to protect them with a comprehensive and flexible commercial auto insurance policy. Here’s what you need to know about this important coverage. Who Needs Commercial Auto Insurance? In most states, all vehicles owned by a business are required to be covered…
If you are a business owner or are planning to become one, then you are definitely interested in a Business Owner Policy, or BOP. This type of insurance offers all the basic protection your business needs in one convenient package. What Is a Business Owner Policy? First things first. Before we delve into specifics, let’s…
As with other types of insurance, shopping around and raising your deductible can help you lower your Homeowners Insurance premiums. However, there are other steps you can take to get more protection for less money. 1. Purchase Your Home and Auto Policies From the Same Insurer One of the easiest ways to lower your homeowners…
In previous posts, we have touched upon many different aspects of Life Insurance, but today we will answer a really basic question: How does Life Insurance work? Life Insurance is basically a contract between you and an insurance company. You agree to pay monthly premiums and the insurance company agrees to pay a benefit to…
In a previous post, we covered insurance riders, the add-ons that enhance and personalize your base insurance policy. Today we’ll talk about the most common riders in Life Insurance to help you understand the options at your disposal to customize your coverage. Waiver of Premium Rider This provision allows you to stop paying your Life…
Today we would like about a type of insurance coverage every company should consider: Key Person Insurance. A key person is an employee who offers a crucial contribution to the success of a company. Think of a very talented salesperson or a CEO with unique expertise. If a key person or employee were to pass…
The deadline to file and pay your taxes was yesterday, July 15. This means that a lot of people are already waiting for their tax refund. If you are owed a refund, keep reading to discover some facts you should keep in mind. How to Track Your Refund Using the internet is the best alternative…
Car Insurance is an essential coverage everyone should consider. However, as is often the case when it comes to insurance, getting your bearings in the world of Car Insurance can be challenging even for experienced drivers. That’s why we have gathered in this post all the essential facts you need to understand in order to…